![]() ![]() Understanding how the YNAB budget module works took a little bit of effort on my part. It still has a super easy-to-use transaction entering process, which I really enjoyed using. YNAB's philosophy on personal finance is centered on the Budget. Jesse, the owner, sends you daily emails to help you get started using the YNAB software. What I liked about YNAB right away was the personal touch. YNAB is definitely not as feature-rich as Mint (no auto-downloading transactions, no goals, no investment tracking), but it met our requirements nonetheless. They had a 30 day trial at the time, so we thought we had nothing to lose. Sometimes it was accurate, but mostly it wasn't.īecause of these frustrations, we decided to give YNAB a try. Because Mint downloads transactions automatically and matches them with transactions you have entered as "pending", it was getting confused as to what our available balance was. There are a lot of ads, some of which I found helpful, but the whole interface started to have a gimmicky feel to it. Let's face it, Mint is free for a reason. I found myself more and more having to sift through transactions to remove duplicates. It's great when it works and frustrating when it doesn't. Duplicate Transactions: one feature that makes Mint stand out from almost all other software, is that it syncs directly to your bank account.But as soon as you move your mouse to select a suggestion, it would disappear. In other words, as you start typing a payee or category, Mint would drop down a menu offering suggestions (just like Google does when you start a search). Entering in a transaction was a bit "buggy".There were several things that irritated us: I love the budget module in Mint - super easy to set up and edit as needed.Īfter a few weeks of using Mint, however, we began to get increasingly frustrated with the software. The alerts you can set up were also nice. The interface was slick and entering transactions was quick and easy. Our Experience With MintĪt first, we both really liked Mint. Ability to split transactions into two or more categoriesīoth and YNAB seemed to fulfill all these requirements, but since Mint is free, we decided to give it a try.Budgeting tool so we could keep track of our budget and change it as needed every month. ![]() Check register for entering transactions on a daily basis.Web-based service or ability to sync data so Koryn and I could independently update things on our own and have the data synced.When my wife and I decided to retire Microsoft Money for good, we went on the search for the perfect money management tool.Īfter doing a lot of research, two tools seemed to stand out from the rest: and You Need a Budget (YNAB). We all need to manage our money well and there are dozens of various tools out there to help us with that. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |